7 Frugal Ideas For Living on a Budget

 

 

7 Frugal Ideas For Living on a Budget
By Michael Freedom

Grocery and gas prices are increasing everyday at an alarming rate. It’s time to come up with a plan to make sure that you get the most value for every dollar you earn. Here are 7 frugal ideas for a living on a budget, without changing your lifestyle.

1. When shopping for groceries, make a list and stick to it! Be sure that everything on the list is really a need and not just a want. Shop the sales and buy items that won’t spoil quickly in bulk for greater discounts.

2. Use coupons. It really pays to clip and organize grocery coupons. You can save as much as 10% on each grocery purchase just buy using coupons for items that you’re going to buy anyway.

3. Purchase dining and shopping coupons online and print them at home. Doing so can save you at least 50% on the face value of the coupons.

4. Buying online can save you big money. Not only will you save on gas going to the store, but online stores pass their savings from rental costs and warehousing to the online consumer. Many of them can afford as much as 70% off their rack price. Also, when buying items online, Google it first together with the word discount code. This can give you further reductions on the item you want to purchase.

5. Take lunch to work. Eating out often can be a big waste of money. Buy potato chips and soda from the grocery and make a homemade sandwich and pack them in a brown bag. The average American spend around $200 a month just eating out for lunch at work.

6. Eat at home as often as possible. Plan menus that are practical and easy-to-cook to encourage eating at home. Make dining out a special treat that you’ll appreciate more.

7. Don’t go shopping to get stress relief. Try walking around the park or renting a movie instead. Buying items with your credit card to de-stress will lead to more bills and added stress later on.

Frugal Ideas– Discover 29 Quick and Easy Strategies for Saving Money in Today’s Economy.

(This one resource