My name is Fabian, I’m Hispanic and I live in Washington, DC with my wife and two kids. My wife and I got gazelle intense (mad about debt) when we got married in September 2007 and now we are debt free, everything but the mortgage.
I’m Debt Free Hispanic and I don’t borrow money! I also follow Dave Ramsey’s Baby steps. We are on Baby steps 4-6.
We screamed live on air with Dave Ramsey.
My wife completed her doctorate degree and she graduated DEBT FREE! Sallie Mae never moved into our home.
My wife and I learned what the rich know, and that’s to invest in assets that go up in value or that bring in a long-term residual income. This is why we drive used paid for vehicles and spend our money on education and starting businesses. Plus, we put money away for retirement every month. Do I hear Roth IRA (tax-free growth)?
Are you ready to become debt free? Let’s journey together toward financial FREEDOM!
Weren’t you in Amy Bass’ niche blogger group? Then you went off and created your own blogging course? How much debt did you get out of and was it from internet mareketing?
I’m actually still in the course. Yes I created a way to show people how to create a blog site for their Business, Church or themselves.
Hi
I wanted to get in touch with you, do you have an email I can reach you at?
Brian
Thanks Aida, I completely agree. The sad thing is that it doesn’t look to be getting any better even if the formula is simple, Income = or less than expenses. That’s it, but still people spend more than their income brings in and then the debt continues to grow.