Have you ever been at the point where you feel like you are the only one trying to get out of debt and everyone else is spending money like crazy?
Maybe you take lunch to work everyday and your co-workers go out to eat every day. Eventually you go with them and order water while your friends order special drinks and sodas. Well if this happens to you, you are not alone. People do not understand their own spending habits. The truth is by doing simple things such as ordering water which is healthier than sodas can save you $712 annually. Well how so, well at $2/day * 356 days a year, that equals $712 which you could have used to save up or pay down your debt. Why do I write this? To encourage my readers to keep attacking your debt or keep up your saving habits. Do NOT let Broke people get you down! You will feel better than others later because of the choices you make today. I know I feel good about my finances especially when friends continue to live paycheck to paycheck, not this Debt Free Hispanic.
People who are used to applying for personal loans like student loans or even car loans know that even the application status for cheap loans is awarded an equal credit opportunity.
