One of the hardest things you will ever have to do to get out of debt is to stop spending. I don’t know why spending is so important, maybe its because of the emotional rush. People tend to feel good when they are in stores spending money, but it doesn’t last long. The other day I was eating dinner because it was dinner time but I wasn’t hungry, but I ate anyway. Thats what people do with spending, they spend even though they don’t have any money. Draw a line in the Sand, enough is enough. I remember when I made the decision to become debt free, I said that I will not borrow any more money, no matter what! That was my line in the sand. Now I have control of the most powerful wealth building tool ever known to mankind, MONEY. – Debt Free Hispanic